Federal Pacific and Zinsco Panel Replacement
If your electrical panel says Federal Pacific, FPE, Stab-Lok, or Zinsco on the door, this page is for you. These panels were installed in millions of homes from the 1950s through the 1980s — including thousands across Central New Jersey — and they have a documented history of breakers that fail to trip when they should. A breaker that does not trip is not protection. It is a panel-shaped fire risk on your wall.


How to know what you have
Open the panel door — just the door, never the cover — and look for the brand name. Federal Pacific panels usually say Federal Pacific Electric or Stab-Lok, often with distinctive red-tipped breaker handles. Zinsco panels say Zinsco or Sylvania-Zinsco, with colorful thin breakers. Not sure? Text us a photo at 732-585-6560 and we will tell you what you are looking at, no charge.
Why Insurance Companies Care — and Why You Should
Many home insurers now refuse new policies, add surcharges, or demand replacement when a Federal Pacific or Zinsco panel shows up on an inspection. Home inspectors flag them on nearly every sale, and buyers use them to negotiate thousands off the price. Replacing the panel before you sell — or before your insurer finds it — turns a known problem into a closed subject, with paperwork to prove it.
What Replacement Involves
We replace the old panel with a modern 100 or 200 amp panel with breakers that trip the way they are supposed to, label every circuit, and add whole-house surge protection where it makes sense. The job includes the permit and the municipal inspection — in New Jersey a panel replacement requires both, and we handle them. Most homes are done in a day, and we schedule around your life, not ours.
What It Costs
Panel replacement runs $2,000 to $7,000 depending on panel size, service condition, and what the inspection turns up behind the old equipment. You get a written flat price before any work begins — never an estimate that grows. If you just want to know what you have and where you stand, our $259.99 service call includes the diagnosis and an honest written answer.
Central New Jersey Panel People
Panel upgrades are one of the biggest parts of our work — you can see recent panel jobs with photos on our project map and town pages. We serve Monmouth, Middlesex, Somerset, Union and Morris County from Hazlet and Bridgewater, with real people on the phone 24 hours a day. Call or text 732-585-6560.
Meet the Crew
Locally owned and run. This is the team that shows up at your door.






